Insurance Inspections in Bradenton, FL and Surrounding Area
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Four Point Inspection Reports and Wind Mitigation Inspection Reports in Bradenton, FL and Surrounding Areas
Four Point Inspection Reports and Wind Mitigation Inspection Reports are to satisfy your Insurance company. While each insurance company is different, these reports are most often required on older homes (typically older than 15 years) and resolve specific questions an insurance company needs to issue insurance and possibly provide discounts on your policy. We strongly advise you contact your insurance company when considering ordering these services to make sure you understand fully what they require. This report incurs a small fee, but can save you much more in the long run in discounts on your policy. We have seen wind mitigation inspection reports requested by many local insurance agencies on brand new homes as well as existing in order to issue these discounts.
Again, be sure to speak with your insurance agent to see if you would benefit from these insurance reports and then call us Tropical Sun Home Inspection to schedule an appointment.
Be advised that these insurance reports should not be used in place of a full home inspection which is more thorough and comprehensive in nature. A Comprehensive Home Inspection provides you with a detailed 40-80 page report with photos identifying various areas of the home, distinguishing problems and determining the functionality and overall condition of the home.
A 4 Point Inspection Report or Wind Mitigation Inspection Report is no substitute for a full home inspection and does NOT include:
- The homes exterior including hose bibs, trims, drainage, soffit, fascia, fences, gates, driveways, carports, awnings, wall coverings, and stairs.
- Outside areas such as the deck, screen cage and/or patio.
- Pools, spas and pool equipment.
- The homes interior including ceilings, walls, floor coverings, light fixtures, fans, doors, and windows.
- Appliances such as refrigerator, ice maker, stove, oven, washer and dyer, garbage disposal, and dishwasher.
- The plumbing is inspected by checking for leaks and water pressure by running faucets, showers, and flushing toilets.
- Garage doors
- Fireplaces
- Water heater
- Electrical outlets are tested.
- Electrical meter and panel.
- Interior and exterior HVAC system units with a condition inspection of the coils, filter, refrigerant lines, and duct work.
- Attic space
- Outdoor kitchens
- Thermostat
- Crawl space
- Roof
- Gutters and downspouts
…and so much more

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